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Paying Off a Loan

When you can pay off

Allowed 90 days after the loan is initiated

Finding your payoff amount

You can find your loan payoff amount (principal and interest due) on the SMART plan website or by calling the Information Line at 1-888-401k-PLN (1-888-401-5756) and speaking with a customer service associate.

Payment method

Send a cashier's check, certified check or money order made payable to Voya and include

  • your name
  • your Social Security number (SSN) or last 4 digits of your SSN with your personnel number and
  • a current telephone number where you can be reached for questions.

Mailing Address (Regular Delivery)

Voya Financial
Attn: Publix Super Markets Plan Administration 
P.O. Box 990071
Hartford, CT 06199

Mailing Address (Overnight Delivery)

Voya Financial
Attn: Publix Super Markets Plan Administration 
One Orange Way
Windsor, CT 06199


Payoff rejection reasons

Your payoff may be rejected if the payoff amount submitted is

  • incorrect
  • illegible
  • incomplete or
  • less than the amount due.

Overpayment

If you submit an amount more than your loan payoff, Voya will send you a check for the overage.

The information provided on this website is intended to assist associates in understanding Publix's benefits. The information is in summary form and does not cover all details of the benefits. For specific benefit details, please see Your Associate Handbook or the Benefits Plan Documents. If there is a conflict between the information on this website and the contents of the handbook or plan documents, the terms of the handbook or plan documents control.

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